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Tom Phillips

Phillips & Associates Realty
San Antonio, TX 78257

210-789-8163
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Find Your Dream Home in San Antonio, Texas

There are so many different kinds of homes out there for families to choose from. Do I want to live in San Antonio? Or maybe you want to find a home in San Antonio. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small b... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Phillips & Associates Realty
8 Dominion Drive Suite 110
San Antonio, TX 78257
Phone: 210-789-8163
Email: Phillipsrealty@outlook.com

Testimonials

Dana, we wanted to write you a letter and thank you for the hard work you did for us. Selling a house is a very stressful time but you made it easy for us and you took care of everything. You always kept us informed. We were very surprised when you sold our house so quickly, and buying the new home was easy. Your move-up program is awesome! We will definitely recommend you to our family and friends. Thank you for the great job you did. Sak and Bebe
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